We’ll explain the delay, give an expected delivery date, and update you at least every 10 business days. For a covered claim, each eligible day beyond our delivery target earns a credit for 100% of that scope’s daily plan fee. Credits exclude documented pauses for requirements you need to complete and days when you have a free, working loaner that meets the agreed requirements.
If we haven’t delivered a replacement or provided a valid reason for declining the claim within 60 calendar days of receiving both your completed claim and your scope, you can choose to keep waiting or cancel that scope’s coverage and replacement request. Documented pauses for payment, safety, or claim requirements you need to complete do not count toward those 60 days. You can cancel in writing without paying the rest of the initial commitment or giving the usual 30 days’ notice.
If you cancel for this reason, we return your scope at our expense within 10 business days. Within 30 days, we refund unused prepaid fees, charges for claim benefits you didn’t receive, and any unused delay credits.